2. No bills. Before I woke up from the “American dream,” I owned a house and a car, both which came with lots of bills. With the hotel lifestyle, I pay no utilities, no property insurance, no property taxes, etc. I also don’t have any unexpected fees or risk of fines. Instead, virtually every expense I have is on one credit card. I researched and found the best credit card for my lifestyle: the American Express Blue Sky Preferred card. It pays double points for hotels and restaurants. If a restaurant or service provider does not accept American Express, I use my bank Visa. I set up alerts to keep an eye on things on my credit card and checking account balances, but other than that, my life finances are simple and automated.