Priorities: Think really, really hard about what matters to you. A nice car would be fun. So would a McMansion. However, those things bind you. They destroy your time by making you work for them. They leave you without options. Do you own them or do they own you? Hard to tell. After some careful introspection, I believe that most folks would come to the same conclusion as I have; being able to live life on your own terms trumps just about anything else, despite what the Lexus commercial tries to sell you. And if you still want that nice car, you can have it; just wait until you’ve taken care of everything else.