How to Defeat the Most Common Self-Fulfilling Fitness Prophecies

The answer might come from researcher Dr. Carol Dweck, pioneer of the concept of “growth” and “fixed” mindsets. People with a fixed mindset believe abilities and talents are immutable traits; you either have them or you don’t. They take negative feedback personally because they don’t differentiate between their performance and themselves. They avoid challenge and see failures as being outside of their control.

On the other hand, those with a growth mindset believe skills and talents are acquired through education and hard work. They embrace challenge and use criticism to improve.

Those who see themselves as being unable to improve have fixed mindsets around fitness. They see themselves as a victim of circumstance, helpless to get fit. In reality, they need to hear some harsh truths and realize that fitness is as much of a skill as riding a bike.

via How to Defeat the Most Common Self-Fulfilling Fitness Prophecies.


White Collar Freedom: At The Break of Dawn

The plan, of course is to utilize this short term freedom and look for a better, more well-maintained rat cage while working on a side-hustle (if any of you need any paid writers, do drop me an email).

On the flip side, there’s a safe path that the majority of us take – which is to hang on to this debilitating rat cage and hope that somehow our situation cures itself.

I see that as pure procrastination. Nothing more.

via White Collar Freedom: At The Break of Dawn.

How Erin Saved One Years’ Worth of Expenses, Quit Her Job, and Enjoys More Flexibility | Afford Anything

I would say do what’s right for you. Self-employment and even side hustling isn’t for everyone, so make sure you ask around and get a lot of insight from those who have been there and done that.

While I’ve always been a very dedicated, motivated employee, there have been really tough days when I think about returning to the traditional workforce. It takes a different kind of tenacity to succeed when your success is solely on your shoulders, but it’s also extremely empowering. I’ve learned so much about myself these past months, and I wouldn’t change a thing.

via How Erin Saved One Years’ Worth of Expenses, Quit Her Job, and Enjoys More Flexibility | Afford Anything.

50 Small Businesses You Can Start on Your Own – The Simple Dollar

These are just some of the many side business opportunities that have grown more common in the past few years. However, there are many more out there already, in addition to some that are yet to be discovered.

As you embark on your new side business or “side hustle,” remember that you are only limited by your own imagination and skillset. Don’t be afraid to be creative, and don’t let anyone tell you that you can’t succeed.

You never know, unexpected success might be right around the corner.

via 50 Small Businesses You Can Start on Your Own – The Simple Dollar.

Sign Up at Before Crooks Do It For You — Krebs on Security

To obtain a copy of your most recent tax transcript, the IRS requires the following information: The applicant’s name, date of birth, Social Security number and filing status. After that data is successfully supplied, the IRS uses a service from credit bureau Equifax that asks four KBA questions. Anyone who succeeds in supplying the correct answers can see the applicant’s full tax transcript, including prior W2s, current W2s and more or less everything one would need to fraudulently file for a tax refund.

via Sign Up at Before Crooks Do It For You — Krebs on Security.

The Case for Replacing Exercise with Play : zen habits

We procrastinate when it comes to exercise, even when we know it’s good for us. Even when we know that we’ll feel better afterward. It sucks because it’s just another difficult chore that we’re adding to our already full days. And even when we have nothing to do, the lure of digital fun is much stronger than the call of the elliptical machine.

via The Case for Replacing Exercise with Play : zen habits.

Empty Decks and Misguided Frugality | Retire29

Expense reduction and optimization isn’t about avoiding the daily Starbucks or always flying out on a Tuesday. Those things help, for sure, but you need to look at expenses the same way you look at saving (a penny saved is a penny earned, right?). Most financial gurus, and me, advise people to “making saving automatic” and to create streams of passive income. Expenses are no different. “Remove/reduce automatic expenses,” meaning, cut out those expenses that hit you like a punch in a dark room. Take the action today to create streams of “passive expense optimization.” I shop around for car and home insurance every time I renew (six months or annually). I recently paid a $320 early termination fee for DirecTV, but that will save me over $2,000 over the rest of our contract. I bought a dozen LED lights today for our kitchen and hallways—a $120 expense that will save $120/yr for a decade or more.

via Empty Decks and Misguided Frugality | Retire29.

If You Want Become an Expert At Something, Teach it to Someone Else

You don’t necessarily need to get a job at a university, and depending on how eclectic the skill is, you might find trouble finding willing pupils. However, the internet is always a good place to start trying to teach, and if nothing else you can always practice to yourself. The important thing is that you approach learning a skill with the mentality of teaching it to others.

via If You Want Become an Expert At Something, Teach it to Someone Else.